IT’S POSSIBLE TO

PAY YOUR BILLS WITHOUT STRESS

 

Ready to Become the Master of Your Money?

It’s decision time: Keep doing what you’ve been doing (or worse, do nothing at all) — OR —  take a leap of faith and finally gain mastery over your money.   

Because when you are the master of your money, you do more than pay your bills without stress, that transformation washes over every area of your life — and that’s when the real joy begins.

Suddenly, you’re no longer struggling paycheck-to-paycheck. You can breathe again.  Sleep again. And with newfound peace of mind, you dream big again.

You even dare to play again, giving yourself permission to spend money without guilt because you know there is more than enough to pay your bills. And it’s going to feel so good when the debt that’s been hammering you for too long is finally off your shoulders and you are able to finance your dreams for the future with the leftover dollars. In fact, you will feel as if you got a raise!

 

Get a Cash-Flow plan that makes you confident your money will allow you to relax and inJoy living.

  • STEP 1

    Schedule a complimentary 30-minute “Get-To-Know-You” call. Let’s talk and make this fun.

  • STEP 2

    We will create an easy-to-use, personalized Cash-Flow plan to get control of your money.

  • STEP 3

    Pay your bills without stress or worry and get back to living inJoy!

Talk with Sonja

My Story

Thirteen successful years in the corporate world, then the layoffs came. Suddenly, without $70,000 of family income we were juggling debt, building our house, and caring for our newborn child.

I was terrified that we weren’t going to be able to  pay our bills.  The idea of trying to get my family out of debt was overwhelming.   Just the thought of facing it all was exhausting.

You might feel some of this too.

My  hidden secret? I am embarrassed; I should know better.

 Here I am with a MBA on top of my Accounting degree, working on a budget, earning a top tier income…..am I the only person that can’t figure this stuff out? 

After 17 years of working hard towards the American dream and still in debt, the truth is – the “budget” wasn’t working for us. 

I couldn’t live like that anymore, there had to be a better way. No one was going to rescue me; I had to act. I rolled up my sleeves, got the right information and got to work.

Then I developed the way to live with a personal Cash-Flow plan. 

It only took 7 years to go from rock bottom to paying off all of our debt - including the home mortgage!  Today I am investing in my future and continue to inJoy living with the Cash-Flow system that makes it all POSSIBLE. 

I would never want you to feel so inadequate. So I perfected a personalized Cash-Flow system you can use to get on track.  After 17 years of helping thousands ditch anxiety, master the flow of money, and achieve financial goals, I feel the pulse of money.  

Now you can work with me to learn WHAT MORE IS POSSIBLE with your money. You can make it all happen…. schedule with me and I will show you how.

 

Having a Cash-Flow Plan Worked For Us

… and it will work for you, too!

It only took 7 years to go from rock bottom to paying off all of our debt - including the home mortgage!  Today I am investing in my future and continue to inJoy living with the Cash-Flow system that makes it all POSSIBLE. 

And it’s not just me!

Hundreds of clients have opened one of the most sensitive places of their lives, trusting me to guide them from the stress of living paycheck-to-paycheck to living THEIR possible abundant, peaceful and debt-free — all through a Cash-Flow plan that is fun and easy to use! Who said this money stuff has to be hard?

 

If you’ve been trying for years to get your finances on track but find yourself in the same place year after year in spite of all your hard work, you need to know that it’s not only possible to pay your bills without stress and worry, it’s possible to stop living paycheck-to-paycheck and have margin in your finances to begin to dream again.   

Because when you have a clear game plan that gets you on track and keeps you on track, it becomes the one constant that you can depend on to make wise decisions so you finally begin to …

live YOUR possible

Get started today!

 

 Get a Living and Breathing Cash-Flow Plan

Maybe you’ve tried everything you know to gain control of your finances.  You’ve read, listened and attempted to implement the advice and step-by-step processes that seem to work for everyone else.  You think if you just try harder, create a good budget and follow the rules perfectly, you’ll see the same results.

Sadly, these steps and systems haven’t worked because:

  • Without the solid foundation of a living and breathing Cash-Flow plan, every payday still feels like a financial crisis.

  • A static month-to-month budget isn’t forgiving enough to handle life’s storms and all the little situations that arise in between.

  • A one-size-fits all budget can’t possibly cover all the aspects of your finances that are personal and special to you. Your plans fall apart before you can even gain traction, leaving you feeling like a failure yet again.

  • Without support, you’re left on your own to make the daily, monthly and yearly decisions to actually live it out so nothing changes, or worse, you make a little progress only to slide back into old habits. 

 
 

If you’re at the point of despair, not sure anything will work for you, and wondering if you will ever have your own success story, it’s time to try something different. 

If you don’t, the years of financial overwhelm will continue to add up, next year will look like the past 5 and you will never have the future you want for yourself and your family.  

 
 

Here’s just a sample of what I hear daily from JOYFUL clients ...

 
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I'm enjoying my new Cash-Flow plan!

“Just wanted to let you I’m still thrilled with how easy it is to pay my bills every payday and how much I’m enjoying my new Cash-Flow plan. I love how easy it is to keep track of everything.”

-Pam

Cash-Flow planning is a joy

“Your encouragement and confidence in me to do this Cash-Flow thing has made all the difference with me. Not only have I been able to do it successfully, but also with joy.”

-Sherri

We now know where to start

“You have helped us dream of the day we can pay off all of our debt and boost our savings and retirement … even though we wanted financial freedom, we weren’t sure where to start, until we met you.”

-Judy

LIVE YOUR POSSIBLE

LIVE YOUR POSSIBLE

Live YOUR Possible

I’ll show you how!

We’re a good fit if:

  • You’re ready for change and trust the process will lead you where you most want to go.

  • You know there’s a better way and you’re ready to let someone show you the way forward.

  • You’re a fighter who’s not ready to throw in the towel yet.

 It’s Time to Live YOUR Possible

When you work with me, you’ll get a personalized Cash-Flow plan suited to your unique circumstances that allows you to relax, have fun and get back to life rather than worrying about your finances. 

You’ll finally:

  • Feel complete peace because you know you have enough money coming in to pay your bills with ease — and you’ll know where every dollar is going

  • Have money in savings, pay down your debt consistently and be able to plan for your future

  • Actually enjoy your money for once — eating a meal out without stress, pay for an unexpected car repair and even have enough for fun stuff like that epic trip before the kids move out of the house

Most importantly, you’ll be the master of your money, able to confidently make decisions that lead to a debt-free life where the possibilities are limitless.